Mortgage Brokers in Charlotte, NC

Tailored Mortgage Solutions to Meet Your Unique Needs

Foundation Home Loans
Expert Guidance for Your Home Financing Journey

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At Foundation, Your Home Dreams Take Flight

Our company, Foundation Home Loans, embodies our firm conviction in the transformative power of homeownership for Americans’ financial futures. Whether guiding first-time buyers or assisting in financial restructuring for short- and long-term goals, our mortgage brokers in Charlotte, NC are committed to crafting personalized plans that pave the way to lasting financial security for our clients and those we have the privilege to educate and reviews prove it!

Today's rates

30-Year Fixed

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15-Year Fixed

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30-Year Fixed FHA

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30-Year Fixed VA

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Our Goal?
Being your mortgage lender for life.

At Foundation, we strive to be your mortgage lender for life.

We understand that anyone seeking a new mortgage lender hasn’t yet found their long-term financial partner, and that’s precisely what we aim to be. With a commitment to care, communication, transparency, proactive solutions, and consistently competitive offers, we endeavor to spare you the pain and hassle of searching for lenders in the future.

This Win/Win approach benefits both our clients and our team, fostering lasting relationships built on trust and mutual success.

Estimate Your Monthly Payments

Understanding your potential mortgage payments is a crucial step in the home-buying process. Our easy-to-use Mortgage Calculator helps you estimate your monthly payments, so you can plan your finances with confidence. Simply enter your loan details and let our calculator do the rest.

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What Our Customers Are Saying

Stay Informed and Empowered in Your Home Financing Journey

Our blog is a resource hub for anyone navigating the mortgage landscape. Whether you’re a first-time homebuyer, a seasoned investor, or just looking to stay informed, our articles offer valuable insights and practical tips.

Frequently asked questions

Here you’ll find answer to the most common question our users.
What types of mortgage loans do you offer?

We offer a variety of loan options including Conventional, FHA, VA, USDA, Non-QM, and Down Payment Assistance programs. Our goal is to find a mortgage solution that fits your unique needs.

How do I know which type of loan is right for me?

Choosing the right loan depends on several factors like your credit score, down payment, income, and financial goals. Our experienced loan officers can help you assess your situation and recommend the best option for you.

What is the process for applying for a mortgage?

The mortgage application process involves several steps: pre-qualification, loan application, documentation submission, loan processing, and finally closing. We guide you through each step to ensure a smooth experience.

How much down payment do I need?

The required down payment varies depending on the loan type. For instance, conventional loans typically require 5-20%, while FHA loans can go as low as 3.5%. We also offer down payment assistance programs to help make homeownership more accessible.

Can I refinance my existing mortgage?

Yes, refinancing is a great option to consider for lowering your interest rate, reducing monthly payments, or tapping into home equity. We can evaluate your current mortgage and goals to determine if refinancing is right for you.

How long does the loan process take?

On average, the mortgage process takes about 30-45 days from application to closing. However, this timeline can vary based on individual circumstances and the specifics of your loan.

Do you offer assistance for first-time homebuyers?

Absolutely. We have programs specifically designed for first-time buyers, including educational resources and special loan options to help make your first home purchase a success.

Have any questions? Don’t hesitate to reach us.

Our team at Foundation Home Loans is dedicated to providing you with all the information you need to make informed decisions about your mortgage. Don’t hesitate to reach out for more personalized assistance.

Ready to Get Started?

Our team at Foundation Home Loans is dedicated to providing you with all the information you need to make informed decisions about your mortgage. Don’t hesitate to reach out for more personalized assistance.

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