Adjustable-Rate Mortgage (ARM)

Adjustable-Rate Mortgage (ARM) Loan Program: Flexibility and Savings for Your Future

Adjustable-Rate Mortgage (ARM) Loan Programs are designed for homebuyers seeking initial lower monthly payments and flexibility to match their long-term plans. With a fixed rate for an introductory period followed by adjustments based on market conditions, this program offers the potential for significant savings upfront.

Key Benefits:

Lower Initial Rates: Enjoy reduced monthly payments during the initial fixed-rate period, perfect for those planning to move or refinance in a few years.

Flexible Terms: Choose from popular ARM options (e.g., 5/1, 7/1, or 10/1) to suit your financial timeline.

Savings Potential: Take advantage of lower rates during the adjustable period if market conditions are favorable.

Ideal for Short-Term Plans: Perfect for buyers who expect to sell or refinance before the fixed-rate period ends.

Rate Caps for Protection: Safeguards limit how much your interest rate can increase over the life of the loan.

Take control of your home financing with an ARM that adapts to your life. Contact us today to learn more and see if this program aligns with your financial goals